[vc_row full_width=”stretch_row_content_no_spaces” parallax=”content-moving-fade”][vc_column][rev_slider slidertitle=”Home slider” alias=”home-slider”][trx_sc_popup type=”default” id=”getintouch” class=”” css=”.vc_custom_1662149679556{padding-top: 10px !important;padding-right: 10px !important;padding-bottom: 10px !important;padding-left: 10px !important;background-color: #ffffff !important;}”][contact-form-7 id=”1705″][/trx_sc_popup][/vc_column][/vc_row][vc_row full_width=”stretch_row_content_no_spaces”][vc_column][trx_sc_anchor icon_type=”fontawesome” type=”visible” id=”services” title=”Services”][/vc_column][/vc_row][vc_row css_animation=”slideInUp” el_id=”insurance_types”][vc_column][vc_empty_space height=”5em” alter_height=”none” hide_on_mobile=””][vc_empty_space height=”5em” alter_height=”none” hide_on_mobile=”1″][vc_tta_tabs shape=”round” color=”white” spacing=”30″ alignment=”center” autoplay=”5″ active_section=”1″ css_animation=”fadeInRight” no_fill_content_area=”true”][vc_tta_section i_icon_fontawesome=”icon-umbrella” add_icon=”true” title=”Life Insurance” tab_id=”1483719114989-fde7baf9-bb69″][vc_row_inner][vc_column_inner width=”1/2″][vc_single_image image=”1437″ img_size=”full”][/vc_column_inner][vc_column_inner width=”1/2″ css=”.vc_custom_1484645311557{padding-right: 25px !important;padding-left: 25px !important;}”][trx_sc_title title_style=”default” title_tag=”none” title_align=”default” title=”Life insurance” subtitle=”Get an Insurance Quote!” description=”” link=”” link_text=”” link_image=”” id=”” class=”” css=””][vc_column_text]Life insurance is an agreement or a legally binding contract between you, the policyholder, and the insurance service provider, the insurer. Life insurance basically allows you to determine the fate of your loved ones and the distribution of your wealth upon your death. It helps you determine how you want things to run upon your death.
For the insurance company to enforce the life insurance policy, the application must accurately disclose the history and current conditions of the policyholder as well as the high-risk activities.
From the inception of the contract, the policyholder is required to periodically pay insurance premiums that have been agreed upon by the company. This is a small amount of money over time or an advanced lump sum. It is like a saving account throughout the stipulated period. The life insurance will only remain effective if the payments are up to date.[/vc_column_text][vc_empty_space height=”2em” alter_height=”none” hide_on_mobile=””][trx_sc_button type=”default” size=”normal” link=”/services/life-insurance/” title=”Learn More” subtitle=”” align=”none” text_align=”none” back_image=”” icon_type=”fontawesome” icon_fontawesome=”” image=”” icon_position=”left” colors=”dark” id=”” class=”” css=””][/vc_column_inner][/vc_row_inner][/vc_tta_section][vc_tta_section i_type=”material” i_icon_material=”vc-material vc-material-accessible” add_icon=”true” title=”Disability Insurance” tab_id=”1483543616839-6c8fb000-1887″][vc_row_inner][vc_column_inner width=”1/2″][vc_single_image image=”1439″ img_size=”full” alignment=”center”][/vc_column_inner][vc_column_inner width=”1/2″ css=”.vc_custom_1483957060100{padding-right: 25px !important;padding-left: 25px !important;}”][trx_sc_title title_style=”default” title_tag=”none” title_align=”default” title=”Disability Insurance” subtitle=”Get an Insurance Quote!” description=”” link=”” link_text=”” link_image=”” id=”” class=”” css=””][vc_column_text]According to the social security administration, at least a quarter of the 20-year-olds will become disabled and unable to engage in their regular work before hitting 67 years. The problem is, very few people are aware of the disability insurance services in Canada. This is a type of insurance that is designed to replace a portion of your regular income should you become unable to work.
Disability insurance acts as an income replacement paid every month to the insured as they recover from an illness or injury. It replaces not the entire income but approximately between 60-80% of the salary. This makes the insured person able to manage their lifestyle standard without falling into financial crisis and instability.
If the accident occurs outside the place of work, health insurance or Medicare might cover the bills. However, health insurance doesn’t guarantee coverage of lost wages for the time that you will not be able to go to work. It only focuses on your medical bills.[/vc_column_text][vc_empty_space height=”2em” alter_height=”none” hide_on_mobile=””][trx_sc_button type=”default” size=”normal” link=”/services/house-insurance/” title=”Learn More” subtitle=”” align=”none” text_align=”center” back_image=”” icon_type=”fontawesome” icon_fontawesome=”” image=”” icon_position=”left” colors=”dark” id=”” class=”” css=””][/vc_column_inner][/vc_row_inner][/vc_tta_section][vc_tta_section i_icon_fontawesome=”fas fa-spider” add_icon=”true” title=”Critical Illness Insurance” tab_id=”1483719118240-9740d190-ccaf”][vc_row_inner][vc_column_inner width=”1/2″][vc_single_image image=”1413″ img_size=”full”][/vc_column_inner][vc_column_inner width=”1/2″ css=”.vc_custom_1484645299529{padding-right: 25px !important;padding-left: 25px !important;}”][trx_sc_title title_style=”default” title_tag=”none” title_align=”default” title=”Critical Illness Insurance” subtitle=”Get an Insurance Quote!” description=”” link=”” link_text=”” link_image=”” id=”” class=”” css=””][vc_column_text]Upon finding the right insurance policy provider and picking the right policy that can cover the potential risk of contracting critical illnesses, the policyholder begins to pay premiums. The premiums could be paid on a monthly or annual basis.
The policyholder is supposed to keep the policy coverage active by paying the premiums consistently and on time. If you are diagnosed with an illness that you are covered for, you can file a claim.
The critical life insurance providers will review the medical documents and eventually pay you with a lump sum of cash. The amount is meant to help with the medical bills, medical care as well as provide financial stability and any other way the policyholder sees fit. They provide you with stability and all financial liabilities like mortgage, recurring bills among other financial commitments you may need.[/vc_column_text][vc_empty_space height=”2em” alter_height=”none” hide_on_mobile=””][trx_sc_button type=”default” size=”normal” link=”/services/travel-insurance/” title=”Learn More” subtitle=”” align=”none” text_align=”none” back_image=”” icon_type=”fontawesome” icon_fontawesome=”” image=”” icon_position=”left” colors=”dark” id=”” class=”” css=””][/vc_column_inner][/vc_row_inner][/vc_tta_section][vc_tta_section i_type=”material” i_icon_material=”vc-material vc-material-flight” add_icon=”true” title=”Tourist & Supervisa Insurance” tab_id=”1483719109522-14b5e175-186c”][vc_row_inner][vc_column_inner width=”1/2″][vc_single_image image=”1433″ img_size=”full”][/vc_column_inner][vc_column_inner width=”1/2″ css=”.vc_custom_1484645320069{padding-right: 25px !important;padding-left: 25px !important;}”][trx_sc_title title_style=”default” title_tag=”none” title_align=”default” title=”Tourist & Supervisa Insurance” subtitle=”Get an Insurance Quote!” description=”” link=”” link_text=”” link_image=”” id=”” class=”sc_button_1220322527″ css=””][vc_column_text]When you’re getting ready for that field trip, vacation, business trip, or a quick visit of your friend or relative for a few days, insurance may not be the first thing that comes to your mind. But, while traveling, there is a possibility of things going wrong and that will make you blow a lot of money.
Flights and accommodations may get canceled, your essentials may get stolen or vandalized, and you may get lost or stranded or sometimes sick in a foreign land. During such events, you may not get to enjoy the trip as you had planned. You may even miss a special meeting and lose money while trying to smoothen the situation. These are just some of the reasons people invest in travel insurance.[/vc_column_text][vc_empty_space height=”2em” alter_height=”none” hide_on_mobile=””][trx_sc_button type=”default” size=”normal” link=”/services/car-insurance/” title=”Learn More” subtitle=”” align=”none” text_align=”none” back_image=”” icon_type=”fontawesome” icon_fontawesome=”” image=”” icon_position=”left” colors=”dark” id=”” class=”” css=””][/vc_column_inner][/vc_row_inner][/vc_tta_section][/vc_tta_tabs][vc_empty_space height=”6.5714em” alter_height=”none” hide_on_mobile=””][/vc_column][/vc_row][vc_row full_width=”stretch_row_content_no_spaces”][vc_column][trx_sc_anchor icon_type=”fontawesome” type=”visible” id=”who-we-are” title=”Who We Are”][/vc_column][/vc_row][vc_row full_width=”stretch_row” css_animation=”slideInUp” css=”.vc_custom_1485348644716{background-color: #f7f8f9 !important;}”][vc_column][vc_empty_space height=”6.5714em” alter_height=”none” hide_on_mobile=””][trx_sc_services type=”default” tabs_effect=”fade” featured=”image” featured_position=”top” hide_bg_image=”” hide_excerpt=”” icons_animation=”” no_margin=”” cat=”37″ ids=”” offset=”” count=”3″ columns=”3″ orderby=”none” order=”asc” slider=”” slider_pagination=”” slides_space=”0″ title_style=”default” title_tag=”none” title_align=”center” title=”What is Policyhub” subtitle=”” description=”#E-8_TGlrZSUyMGFueSUyMGNvbWJvJTJDJTIweW91ciUyMGhvbWUlMjBhbmQlMjBhdXRvJTIwaW5zdXJhbmNlJTIwcG9saWNpZXMlMjBiZWxvbmclMjB0b2dldGhlci4lMjBXaGF0ZXZlciUyMHlvdXIlMjBpbnN1cmFuY2UlMEFjb3ZlcmFnZSUyMG5lZWRzJTIwYXJlJTJDJTIwd2UlMjdyZSUyMGhlcmUlMjB0byUyMGhlbHAlMjBsaWZlJTIwZ28lMjByaWdodC4lMjBHZXQlMjBhJTIwcXVvdGUlMjBvciUyMCUzQ2ElMjBocmVmJTNEJTIyJTJGY29udGFjdCUyRiUyMiUzRXRhbGslMjB0byUyMGFuJTIwYWdlbnQlM0MlMkZhJTNFLg==” link=”” link_text=”” link_image=”” id=”” class=”” css=””][vc_empty_space height=”4.1428em” alter_height=”none” hide_on_mobile=””][/vc_column][/vc_row][vc_row full_width=”stretch_row_content_no_spaces”][vc_column][trx_sc_anchor icon_type=”fontawesome” type=”visible” id=”our-team” title=”Our Team”][/vc_column][/vc_row][vc_row css_animation=”slideInUp” el_id=”teams_section”][vc_column offset=”vc_col-lg-6 vc_col-md-6 vc_col-xs-12″][vc_empty_space height=”6.5714em” alter_height=”none” hide_on_mobile=””][vc_row_inner][vc_column_inner width=”1/12″ offset=”vc_hidden-lg vc_hidden-md vc_hidden-xs”][/vc_column_inner][vc_column_inner width=”5/6″ offset=”vc_col-lg-12 vc_col-md-12 vc_col-xs-12″][trx_sc_team type=”featured” cat=”0″ ids=”” offset=”” count=”4″ columns=”2″ orderby=”none” order=”asc” slider=”” slider_pagination=”” slides_space=”0″ title_style=”default” title_tag=”none” title_align=”default” title=”” subtitle=”” description=”” link=”” link_text=”” link_image=”” id=”” class=”” css=””][/vc_column_inner][vc_column_inner width=”1/12″ offset=”vc_hidden-lg vc_hidden-md vc_hidden-xs”][/vc_column_inner][/vc_row_inner][vc_empty_space height=”6.5714em” alter_height=”none” hide_on_mobile=”1,2″][/vc_column][vc_column offset=”vc_col-lg-6 vc_col-md-6 vc_col-xs-12″][vc_empty_space height=”6.5714em” alter_height=”none” hide_on_mobile=””][vc_empty_space height=”5px” alter_height=”none” hide_on_mobile=”1″][trx_sc_content type=”default” size=”none” float=”none” align=”none” padding=”none” number=”” number_position=”br” number_color=”” title_style=”default” title_tag=”none” title_align=”default” title=”Perfect Team” subtitle=”About us!” description=”” link=”” link_text=”” link_image=”” id=”” class=”” css=””][vc_column_text]Policyhub is made up of people who have the expertise, experience, and industrial connections that make us among the top insurance providers in Canada. The team, from the grassroots upwards, shares a common goal of ensuring every client is treated with priority thereby simplifying the process and making our services reliable across the country.
As a company, we believe in what we sell.
As an independent insurance service provider, we have our company registered and regulated by all the necessary authorities to ensure our services are in line with the laws of the land. We have proof of all these[/vc_column_text][vc_empty_space height=”2.7143em” alter_height=”none” hide_on_mobile=””][vc_column_text][/vc_column_text][vc_empty_space height=”1.5714em” alter_height=”none” hide_on_mobile=””][vc_progress_bar values=”%5B%7B%22label%22%3A%22Reliability%22%2C%22value%22%3A%22100%22%7D%2C%7B%22label%22%3A%22Customer-first%20approach%22%2C%22value%22%3A%22100%22%7D%2C%7B%22label%22%3A%22Transparency%22%2C%22value%22%3A%22100%22%7D%5D” bgcolor=”custom” narrow=”1″ units=”%” custombgcolor=”#2c3459″][/trx_sc_content][vc_empty_space height=”6.5714em” alter_height=”none” hide_on_mobile=””][/vc_column][/vc_row][vc_row full_width=”stretch_row_content_no_spaces” equal_height=”yes” content_placement=”middle” css_animation=”slideInUp” css=”.vc_custom_1485348678916{background-color: #f5f6f7 !important;}”][vc_column css=”.vc_custom_1632854423325{background-image: url(https://policyhub.ca/wp-content/uploads/2016/09/photo-attractive-bearded-young-man-with-cherful-expression-makes-okay-gesture-with-both-hands-likes-something-dressed-red-casual-t-shirt-poses-against-white-wall-gestures-indoor-scaled.jpg?id=1454) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}” offset=”vc_col-lg-6 vc_col-md-12 vc_col-xs-12″][vc_empty_space height=”10em” alter_height=”none” hide_on_mobile=””][trx_sc_popup type=”default” id=”video2″ class=”” css=””][trx_widget_video title=”” cover=”” link=”https://youtu.be/LRQEhLGAIfU” embed=”” id=”” class=”” css=””][/trx_sc_popup][vc_empty_space height=”10em” alter_height=”none” hide_on_mobile=””][/vc_column][vc_column width=”1/2″ css=”.vc_custom_1484650557059{background-color: #afe075 !important;}” offset=”vc_col-lg-3 vc_col-md-6 vc_col-xs-12″][trx_sc_action type=”default” columns=”” actions=”%5B%7B%22position%22%3A%22mc%22%2C%22title%22%3A%22we%20are%20always%20ahead%22%2C%22info%22%3A%22Personal%20service%20and%20%20discounts%20up%20to%2040%25%22%2C%22link%22%3A%22%23%22%2C%22bg_color%22%3A%22%23afe075%22%2C%22icon_type%22%3A%22fontawesome%22%7D%5D” height=”660px” full_height=”” slider=”” slider_pagination=”” slides_space=”0″ title_style=”default” title_tag=”none” title_align=”default” title=”” subtitle=”” description=”” link=”” link_text=”” link_image=”” overlay=”light” id=”” class=”” css=”.vc_custom_1483630808013{background-color: #afe075 !important;}”][/vc_column][vc_column width=”1/2″ css=”.vc_custom_1484663152310{padding-right: 12% !important;padding-left: 12% !important;}” offset=”vc_col-lg-3 vc_col-md-6 vc_col-xs-12″][vc_empty_space height=”8em” alter_height=”none” hide_on_mobile=””][vc_custom_heading text=””” font_container=”tag:h2|font_size:120px|text_align:center|color:%2395d343|line_height:0px” use_theme_fonts=”yes” css=”.vc_custom_1483629136987{margin-top: 0px !important;margin-bottom: 0px !important;}”][vc_custom_heading text=”Best insurance for everyone” font_container=”tag:h2|font_size:2.8em|text_align:center|line_height:1.2em” use_theme_fonts=”yes” css=”.vc_custom_1484663161201{margin-top: 0px !important;margin-bottom: 0px !important;}”][vc_empty_space height=”1.7857em” alter_height=”none” hide_on_mobile=””][trx_sc_testimonials type=”simple” cat=”0″ ids=”500″ offset=”” count=”” columns=”1″ orderby=”none” order=”asc” slider=”” slider_pagination=”” slides_space=”0″ title_style=”default” title_tag=”none” title_align=”center” title=”” subtitle=”” description=”” link=”” link_text=”” link_image=”” id=”” class=”” css=””][vc_empty_space height=”5em” alter_height=”none” hide_on_mobile=””][/vc_column][/vc_row][vc_row css_animation=”slideInUp”][vc_column][vc_empty_space height=”2.3571em” alter_height=”none” hide_on_mobile=””][vc_row_inner][vc_column_inner width=”7/12″ offset=”vc_col-lg-9 vc_col-md-7 vc_col-xs-12″][vc_empty_space height=”3em” alter_height=”none” hide_on_mobile=””][vc_custom_heading text=”Take care of your family. We offer professional assistance only!” font_container=”tag:h4|font_size:1.6429em|text_align:left|line_height:1.2609em” use_theme_fonts=”yes” css=”.vc_custom_1483627627377{margin-top: 0px !important;margin-bottom: 0px !important;}”][vc_empty_space height=”0.6429em” alter_height=”none” hide_on_mobile=””][vc_custom_heading text=”Contact us for more information about our services.” font_container=”tag:div|font_size:1.1429em|text_align:left|color:%23afb1b8|line_height:1.625em” use_theme_fonts=”yes”][/vc_column_inner][vc_column_inner width=”5/12″ offset=”vc_col-lg-3 vc_col-md-5 vc_col-xs-12″][vc_empty_space height=”3em” alter_height=”none” hide_on_mobile=””][trx_sc_button type=”default” size=”normal” link=”tel:19052913749″ title=”Call us: +1 (905) 291-3749″ subtitle=”” align=”center” text_align=”center” back_image=”” icon_type=”fontawesome” icon_fontawesome=”” image=”” icon_position=”left” colors=”dark” id=”” class=”” css=””][vc_empty_space height=”3em” alter_height=”none” 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description=”#E-8_V2hhdGV2ZXIlMjB5b3VyJTIwaW5zdXJhbmNlJTIwY292ZXJhZ2UlMjBuZWVkcyUyMGFyZSUyQyUyMHdlJTI3cmUlMjBoZXJlJTIwdG8lMjBoZWxwJTIwbGlmZSUyMGdvJTIwcmlnaHQuJTIwJTNDYnIlM0UlMEFHZXQlMjBhJTIwcXVvdGUlMjBvciUyMCUzQ2ElMjBocmVmJTNEJTIyJTJGY29udGFjdHMlMkYlMjIlM0V0YWxrJTIwdG8lMjBhbiUyMGFnZW50JTNDJTJGYSUzRS4=” link=”” link_text=”” link_image=”” id=”” class=”” css=””][vc_empty_space height=”1em” alter_height=”none” hide_on_mobile=””][vc_raw_html]JTVCQ1BfVElNRV9TTE9UU19CT09LSU5HJTIwaWQlM0QlMjIxJTIyJTVE[/vc_raw_html][vc_empty_space height=”3.1429em” alter_height=”none” hide_on_mobile=””][vc_empty_space height=”4em” alter_height=”none” hide_on_mobile=”1″][/vc_column][vc_column css=”.vc_custom_1484645382397{background-image: url(http://insugroup.axiomthemes.com/wp-content/uploads/2016/09/image-6.jpg?id=440) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}” offset=”vc_col-lg-6 vc_col-md-6 vc_col-xs-12″][vc_empty_space 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description=”#E-8_TGlrZSUyMGFueSUyMGNvbWJvJTJDJTIweW91ciUyMGhvbWUlMjBhbmQlMjBhdXRvJTIwaW5zdXJhbmNlJTIwcG9saWNpZXMlMjBiZWxvbmclMjB0b2dldGhlci4lMjBXaGF0ZXZlciUyMHlvdXIlMjBpbnN1cmFuY2UlMjBjb3ZlcmFnZSUyMG5lZWRzJTIwYXJlJTJDJTIwd2UlMjdyZSUyMGhlcmUlMjB0byUyMGhlbHAlMjBsaWZlJTIwZ28lMjByaWdodC4lMjBHZXQlMjBhJTIwcXVvdGUlMjBvciUyMCUzQ2ElMjBocmVmJTNEJTIyJTJGY29udGFjdHMlMkYlMjIlM0V0YWxrJTIwdG8lMjBhbiUyMGFnZW50JTNDJTJGYSUzRS4=” link=”” link_text=”” link_image=”” id=”” class=”” css=””][/vc_column][/vc_row][vc_row full_width=”stretch_row_content_no_spaces” css_animation=”slideInUp”][vc_column][vc_empty_space height=”2.2142em” alter_height=”none” hide_on_mobile=””][vc_separator color=”custom” accent_color=”#e7e7ea”][/vc_column][/vc_row][vc_row equal_height=”yes” css_animation=”slideInUp” disable_element=”yes”][vc_column width=”1/6″ offset=”vc_col-lg-2 vc_col-md-2 vc_col-xs-6″][vc_single_image image=”503″ img_size=”full” alignment=”center”][/vc_column][vc_column width=”1/6″ offset=”vc_col-lg-2 vc_col-md-2 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