Choose the Right Policy First, Then Build Coverage That Fits
Insurance can become expensive if it’s mismatched. Choosing the right policy type ensures your coverage aligns with your real-world situation—whether you own or rent, live in a condo or house, use your vehicle for personal or work purposes, or run a business from home.
Most major Canadian insurers structure their offerings around core categories—homeowner, condo, tenant, rental property, and auto—while also providing travel and life insurance options.
How to Choose the Right Insurance Policy in 60 Seconds
Do You Own or Rent Your Home? Find the Right Coverage
- Own a house → Home Insurance
- Own a condo → Condo Insurance
- Rent → Tenant Insurance
- Own a property you rent out → Rental Property / Landlord Insurance
Do You Use Your Vehicle for Business?
If you drive for work—whether to client meetings, job sites, or making deliveries.
Your insurance policy should cover business use to ensure proper protection and avoid coverage gaps
Do You Run a Business or Work from Home?
If you have clients visiting, store inventory, or use specialized equipment at home
Make sure your home-based work is properly insured with business or tailored policies
Home Insurance
Protect your home and business with insurance that covers consulting, IT services, inventory, and client visits. Ensure your policy responds when you need it most.
Condo Insurance
Condo insurance isn’t “basic.” Understand your responsibilities, prevent policy duplication, and avoid coverage gaps that could leave you financially exposed.
Tenant Insurance
If you run a side hustle or business from your rented space, your coverage should reflect that. Even a small operation can introduce high-value equipment or liability exposures
Rental Insurance
Understand the insurance differences between rentals and owner-occupied homes. Get the right coverage to avoid gaps and costly surprises after a loss.
Auto Insurance
If your vehicle is used for business purposes or work-related activities, ensure your policy accurately reflects it. Avoid mismatched coverage that can cause disputes, delays, and expensive downtime.
Business Insurance
Protect your business from disruptions, liability, cyber threats, and property loss. Ideal for consultants, contractors, IT services, and companies handling sensitive data. Get a quote today.
Travel Insurance
Travel can be unpredictable. Protect yourself from unexpected medical issues, delays, and non-refundable expenses with travel insurance. Ideal for business travelers, families, and frequent travelers.
Life Insurance
Keep insurance simple and effective. Define what must be protected, choose the right coverage structure, and ensure your policy is sustainable for long-term security.
Ready to Choose the Right Policy Type and Build It Properly?
Get a quote in minutes or speak with an insurance advisor to ensure your coverage protects you where it matters most. Fast, simple, and reliable protection tailored to your needs.
